Can You Pay Off a Holiday in Installments?
Yes, you absolutely can—and it’s becoming one of the easiest ways to book a trip these days with Airways Travel.
Instead of paying for everything upfront, you can break the cost of your holiday into smaller, manageable chunks. Think of it like lay-by, but for your getaway.
With our Book Now, Pay Later offer, you can plan your dream trip without worrying about paying all at once. Whether you’re planning a relaxing beach escape or an overseas adventure, paying in instalments with Airways Travel gives you more flexibility without draining your bank account all at once.
How Does Paying Off a Holiday in Instalments Work?
It’s simple with our 26 Weeks: Book Now, Pay Later offer. You choose your destination, secure your booking with a small deposit, and then pay off the balance over time. With flexible weekly or monthly payments, you can spread the cost over 26 weeks—giving you the freedom to pay at your own pace, often without interest charges.
At the time of booking, you’ll agree to a payment schedule, and then payments are automatically debited from your account or card. Once everything is set up, there’s nothing to worry about. Stick to the schedule, and your trip stays confirmed, so you’re all set for departure day!
What Can You Book with Instalments?
You’re not limited to just flights or hotels. Many providers allow you to pay off full holiday packages including flights, hotels, tours, cruises, and even travel insurance.
Whether it’s a quick weekend away or a multi-week adventure overseas, instalment plans are available for all kinds of trips. The key is choosing the right provider and checking which deals qualify for instalments. Some deals come with this option built-in, while others may not be eligible.
Is a Credit Check Required?
Sometimes, yes.
Some payment systems run a basic credit check to assess your eligibility. But many won’t require a full credit review, especially if you’re paying with a debit card or using certain buy now, pay later services.
If you’re not sure, ask before signing up. Transparency here matters.
How Much Deposit Do You Need?
That depends on the provider and the deal. Some only require a small deposit—like $50 or $100 per person—to get started. Others might ask for a bit more upfront, especially for long-haul or luxury trips.
Once the deposit is paid, the rest is broken into equal instalments over the time left before your trip. The sooner you book, the more time you’ll have to pay it off.
Who Can Use Instalment Plans?
Most Aussie travellers can.
You’ll usually just need to be 18+, have an active bank account or card, and meet the provider’s basic approval criteria. Some plans are designed for budget-conscious families, while others suit solo travellers, couples, or retirees.
Just make sure you’re comfortable with the repayment schedule and that the regular payments won’t mess with your budget.
What Are the Benefits of Paying in Instalments?
The biggest one? Affordability.
You don’t need to save the full amount before you travel. That makes holidays more accessible to more people.
Other benefits include:
- The ability to book early and lock in cheaper prices
- Avoiding credit card debt or lump-sum pressure
- Keeping your savings in place for emergencies
- Managing your cash flow with predictable payments
It also gives you time to plan other parts of your trip—like activities, visas, or spending money—while your travel balance is being paid off.
What Should You Watch Out For?
Before signing up, check:
- The repayment schedule: Know when and how much you’ll be paying.
- Interest or fees: Some options are interest-free, but not all.
- Refund policies: Will you get your money back if plans change?
- Flexibility: Can you pay off early or reschedule payments if needed?
Always read the terms and conditions. And don’t assume all instalment plans are created equal—because they’re not.
What Happens If You Miss a Payment?
Missing a payment could mean late fees or cancellation of your booking.
If you’re using a travel agency’s direct instalment plan, they might pause your booking until payment is received. If you’re using a third-party buy now, pay later service, you could also affect your credit score or get blocked from using that provider again.
If you think you’ll miss a payment, get in touch with the provider early—they might be able to help before it turns into a problem.
Final Thoughts
Paying off a holiday in instalments is a smart, flexible way to travel without blowing your savings.
It makes dream trips possible—without the stress of paying everything in one go. Whether you’re after a family holiday, romantic escape, or solo trip, this option puts you in control of your budget and travel plans.
Just be sure to read the fine print, pick the right plan, and enjoy the countdown to your next adventure. You’ve got this—happy travels!
FAQ
Q: Is paying in instalments cheaper than using a credit card?
A: Usually, yes—especially if you’re on an interest-free plan. Credit cards often come with high interest rates, while instalment plans are more predictable and easier to manage.
Q: Do I still earn rewards or points if I pay in instalments?
A: It depends on the provider. Some let you earn frequent flyer points or rewards even if you’re paying over time. Always check the booking terms.
Q: Are instalment holidays safe and reliable?
A: Yes, as long as you’re booking with a reputable travel provider or payment platform. Always read reviews, check refund policies, and ask questions before confirming your booking.
How to Reach Us?
Ready to start on your Indian adventure or need assistance with your travel plans? Get in touch with Airways Travel for expert guidance and unbeatable fares. You can connect with us through:
- Phone: Give us a call at 03 9041 3975 for prompt assistance and guidance.
- Email: Drop us a message at info@airwaystravel.com.au with your travel details and preferences.
- Office: 8 Tallis Circuit, Truganina, Victoria 3029, Australia, for in-person consultations and support.
At Airways Travel, we are dedicated to ensuring a seamless and enjoyable journey to India for all our travelers. Contact us today and let us take care of all your travel needs with utmost care and professionalism!